Expertise and Technology to Evaluate Your ALM Program and Policies
Our goal is to equip members with a solid foundation to navigate strategic decisions and regulatory standards. Whether you handle Asset Liability Management (ALM) modeling in-house or outsource it, having a “second set of eyes” to review critical data inputs and confirm your methodologies are sound is invaluable.
A Trusted Resource for ALM Model Validation
MODEL VALIDATION SERVICE
For an independent view of your modeling program, choose our Model Validation Service.
Review of ALM Model
We examine your latest ALM model report, including data inputs and key assumptions like discount rates, prepayment speeds, rate sensitivity betas, and non-maturity deposit decays, to ensure they are reliable and conform to industry best practices.
Policy Review and Recommendations
We assess your ALM policies and provide specific recommendations to address any deficiencies or inconsistencies, based on best practices and regulatory guidance.
Regulatory Compliance
We stay abreast of current state and federal regulatory expectations, preparing you for examiner scrutiny of your ALM modeling process.
Detailed Report
You receive an in-depth written report of our findings and recommendations.
MODEL VALIDATION PLUS SERVICE
For a comprehensive, independent test of your credit union’s ALM data handling and modeling backed by our precise re-performance of calculations, opt for the Model Validation Plus Service.
All Features of Model Validation Service
Includes everything in the Model Validation Service.
Independent Calculations
Using your data and inputs, EasCorp’s analytical software calculates Net Economic Value (NEV) and Net Interest Income (NII) across various scenarios. We compare these results with your current model to identify significant differences and their drivers.
Process Improvement Consultation
We provide an in-depth report of our findings and recommendations, and consult on ways to enhance your process. This includes discussing the impact of certain inputs and alternative approaches to modeling complex financial instruments.
Ideal for Specific Needs
This service is perfect for credit unions using external modeling software “in-house” as well as institutions undergoing management transitions in areas related to asset liability management.
A Solid Foundation for Prosperity
EasCorp fosters its member credit unions’ growth through exceptional consultative services and financial solutions. Discover what EasCorp can do for you — talk to a member of our team today.