Actionable Data for Balance Sheet Management
At EasCorp, we understand that smart business decisions are built on reliable information and made by informed decision-makers. Our ALM Modeling Service embodies these principles. We collaborate with you to design and develop key modeling assumptions and to test those assumptions through core deposit analyses and routine assumption sensitivity testing.
Key Features
When you rely on EasCorp’s ALM Modeling service, your team can concentrate on strategic decision-making rather than basic data entry and processing. We’ll handle the technical details.
Sophisticated Tools and Data
Our state-of-the art technology brings together advanced analytical tools and market-based data for complex calculations, tailored to your credit union’s size and complexity.
Collaborative Assumptions
We work with you to develop and regularly test key modeling assumptions.
Regulatory Compliance
Regular reviews ensure your ALM policies meet regulatory requirements and align with your objectives, and executive summaries highlighting strong and weak performance areas for prompt action.
Board and Committee Training
Upon request, our ALM team will present reports to and offer customized education programs for your Asset Liability Committee (ALCO).
Independent Service Provider Benefits
Avoid “key person” risk and software upgrade costs with our independent service.
Expert Team
Our knowledgeable experts, including EasCorp ALM Academy instructors, process and explain your reports.
Regulatory Expertise
As a regulated financial institution, we understand credit unions’ regulatory environment and supervisory guidelines. We provide best practice recommendations for the development of your policies and operational practices.
Customized Reports
You’ll receive a customized report package with NII simulations, NEV and gap analysis, and liquidity projections. We will also perform sensitivity testing, stress testing, and “what if” scenarios.
Benefit from Our Credit Union Expertise
EasCorp understands state and federal credit union regulations and the examination process. Our frequent interactions with credit union officials give us a broad industry perspective and a catalog of best practices for credit unions of all asset sizes and risk positions. We review your ALM policies and offer specific recommendations to address deficiencies or inconsistencies based on your unique needs.
A Solid Foundation for Prosperity
EasCorp fosters its member credit unions’ growth through exceptional consultative services and financial solutions. Discover what EasCorp can do for you — talk to a member of our team today.